<html>
            <head>
                        <title>Homepage with frame</title>
            </head>
 

           <frameset   rows="60, *"><!--does have cols in this section-->
                        <frame src="titlebar.html"  name="Title"
                                                scrolling="no" frameborder="yes">

        <frameset cols="15%,*">
 
                           <frame src="navigation.html" name="Nav"
                                               frameborder="no">
                           <frame src="viewer-page.html" name="Viewer">
                     </frameset>
                 </frameset>
 
</html>